How to Save on Mental Health Care in 2023

There are many situations you face in life that can and will take a toll on your mental health. This could be problems arising in personal relationships, physical health concerns, career pressures, or financial woes, to name a few examples. While historically, mental health has often been swept under the carpet and a discussion many avoided, in the modern era, more and more people are recognizing the significance of mental well-being and are taking steps to improve treatment options and understanding of these conditions. 

Healthcare, however, can be expensive, and while it is important to prioritize your mental and physical well-being, managing your finances to afford care can be hard sometimes. If you are worried about how you can continue getting the right support for your mental health while still managing your budget, here are some suggestions you might want to try.

1. Assess Your Needs

A good place to start in 2023 if you want to care for your mental health is to assess your current needs. If you have been diagnosed with a specific mental health condition or you feel as though you are entering a time of stress or other emotional turmoil, it’s important to think about the treatment options prescribed to you by the healthcare team. When you know what kind of medication or therapy you need, you can then start researching these costs and figuring out how to adjust your budget accordingly. 

2. Search for Financial Support

You might also want to look into options for financial support that could be available to you. Some organizations can help to cover the cost of mental health support as well as other healthcare needs. This can be a good way to help manage the cost of mental health services and medicines if you are concerned about your financial position. You might also benefit from finding online therapy that takes insurance if this is the kind of support you are looking for.

3. Find Free Clinics Near You

Free clinics are designed for those who can’t afford insurance and who are also ineligible for support like Medicare. If this is a position that you find yourself in, search for free clinics near you and see if you can sign up for their services. You might find that you get put on a waiting list, and this could require some patience, but it will allow you to access mental health support for free or at a drastically reduced cost. If you are facing a mental health emergency, there are hotlines you can call to receive help if you find yourself in a crisis.

4. Consider the Benefits of Your Job

If you are employed, you may also want to look at the benefits that your employer offers. Some companies can contribute or cover health insurance costs, so this is worth looking into. Contact HR in your company if you are unsure about the benefits you receive as part of your employment. 

If you are focused on caring for your mental health in 2023 but would like to make sure you can afford this support, consider the suggestions listed above and whether or not they are viable options for you.